Insurance Archives - Panatela Insurance Group

Insurance Personal Insurance

What is Social Inflation?

How Social Inflation Is Driving Insurance Premiums HigherIf you’ve noticed insurance premiums rising faster than inflation, payroll, or even construction…

Dennis SettlemoirDecember 29, 2025

Insurance Real Estate

Post Closing Occupancy

🏠 What Happens If the Seller Stays After the Sale? A Look at Post-Closing Occupancy InsuranceIt’s not unusual these days:…

Dennis SettlemoirAugust 6, 2025

Insurance

Life Insurance

What Life Insurance Really Does for Those Left BehindWhen people hear “life insurance,” many think it’s just another monthly bill.…

Dennis SettlemoirJuly 11, 2025

Insurance

The High Stakes of Hospitality: Why Liability Insurance is Critical for Restaurants

Operating a restaurant is more than crafting great food and delivering excellent service—it's a business with high exposure to legal…

Dennis SettlemoirJune 27, 2025

Insurance

What effects your auto insurance premiums?

1. Driving Record & HistoryYour personal driving history — accidents, tickets, DUIs — remains one of the most influential factors.…

Dennis SettlemoirJune 16, 2025

Auto Insurance

Auto Insurance Liability

Understanding Auto Insurance Liability: What Does It Cover and Why It Matters When you're behind the wheel, anything can happen…

Dennis SettlemoirJune 10, 2025

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